Interest-free and low cost payment plans to pay for your treatment
We are delighted to be able to offer all our patients who spend over £650 with us the advantage of our fantastic finance options that make it even more affordable for you to enhance the way you look, and love the way you feel.
The benefits at a glance:
- You get the treatment you want – treatment that will make you feel a million times better
- You get to spread the cost of that treatment over a suitable period
- Interest-free and low cost loans can be a much more affordable alternative to credit cards or bank loans
- It’s easy to apply and simple to repay by Direct Debit
Below we have tried o answer all your questions, but if you have any other just pop in and see us.
Who can benefit?
Just about anyone over the age of 18 who is in full employment and works at least 16 hours per week. You must have a good credit history and 3 year UK address history.
What can I use the finance package for?
You can use the package to pay for any of non-surgical cosmetic and dental procedures.
How much can I borrow?
Subject to credit checks and acceptance you can borrow typically between £650 and £5,000. This will be subject to an ‘on-site’ credit application. Most patients’ applications are approved there and then, so you can go ahead and schedule a treatment immediately.
How do I make repayments?
Much like any other loan facilities, you repay them in affordable monthly payments over an agreed term. These payments are collected by Direct Debit.
How much will I pay?
With our 0% facility you pay the cost of your treatment – no more and no less. Interest free means just that and there is no administration charge! In terms of the low cost facilities, we provide you with a quotation that shows the monthly payment and total interest payable over the term of the loan. There are no hidden costs and no deposit is required!
What are the repayment terms?
A member of our team will be able to go through the various terms with you and agree the most suitable repayment period.
How do I apply?
Once you have agreed on a course of treatment with your practitioner, we’ll make the credit application on your behalf. As soon as this has been approved and then processed, you’ll receive written confirmation from the credit provider.
What happens if my treatment costs more than planned for?
Firstly, we’ll tell you of this situation when it become imminent. Secondly, you can choose to have an additional facility to cover the additional costs.
How often can I use the facility?
You can apply for a payment plan for each course of treatment, subject to the usual credit application.
Example
| Treatment Cost |
Facility |
Term (months) |
APR |
Monthly payment |
Total payment |
| £1,500 |
Interest-free |
12 |
0% |
£125.00 |
£1,500.00 |
| £1,500 |
Low cost |
24 |
7.9% |
£67.59 |
£1,622.16 |
|